Privacy Policy

Privacy Policy

Introduction

At https://benefits-of-equipment-financing.laneexplorer.com (hereafter referred to as “Benefits of Equipment Financing,” “we,” “our,” or “the Company”), we are committed to protecting the privacy and security of your personal information. This comprehensive Privacy Policy outlines our practices regarding the gathering, storage, access, and management of data in adherence to various international privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal information in the private sector
  • The General Data Protection Regulation (GDPR) of the European Union
  • Brazil’s Lei Geral de Proteção de Dados (LGPD)
  • California Consumer Privacy Act (CCPA/CPRA), USA
  • Colorado Privacy Act (CPA), USA
  • Utah Consumer Sales and Service Act (UCPA), USA
  • Connecticut Personal Data Protection Act (CTDPA), USA
  • Virginia Consumer Data Protection Act (VCDPA), USA
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This Privacy Policy is applicable to all aspects of our online presence, including but not limited to:

Please note that this policy does not extend to external platforms, applications, or services accessed via links on our website, as they have their own privacy policies which govern the use of your personal data.

Processing Activities

This policy describes the practices related to:

  • Using our applications and services as an authorized user
  • Visiting and interacting with our websites
  • Engaging with our communications, including newsletters, emails, phone calls, or text messages (SMS)

Personal Data Collection

We collect diverse categories of personal data, which include but are not limited to:

  • Account Information: Details related to your user account creation and management.
  • Payment Information: Transaction details for purchases and services.
  • Financial Information: Data associated with your financial dealings with us.
  • Purchase Information: Records of products or services acquired from our platform.
  • Mobile Device Identifiers: Unique identifiers from your mobile device to enhance user experience.
  • Location Data: Geographic data used for location-based services and analytics.
  • Feedback: Your opinions, comments, and suggestions provided through various feedback channels.
  • Social Media Information: Data obtained from social media platforms when you interact with our content or use our services via these platforms.
  • Product Information: Details about the products you view, compare, or purchase on our site.

We collect this data through direct user input, interactive sessions, and automated tracking technologies such as cookies and similar tools. Additionally, third parties may share personal data with us, respecting their privacy policies.

Cookies

Cookies are small text files stored on your browser to improve user experience and enable certain features. We use cookies for several purposes:

  • Strictly Necessary: These cookies facilitate basic functions like login, language preferences, and form submissions.
  • Preference: Customizing content delivery based on user preferences.
  • Analytics: Tracking website usage and performance to enhance our services.

Users have the option to manage or opt-out of non-essential cookies through our Cookie Manager.

Retention and Deletion

We retain personal data for as long as it is necessary for the fulfillment of the purposes collected, including but not limited to:

  • Completing transactions and providing requested services.
  • Maintaining and improving our platform and services.
  • Complying with legal obligations and regulatory requirements.

Once the retention period expires or when data is no longer needed for these purposes, we securely delete or anonymize your personal data.

Security Measures

We have implemented robust organizational and technical safeguards to protect your personal data from unauthorized access, disclosure, alteration, or destruction. These measures include:

  • Encryption of data during transmission and at rest.
  • Secure server and network infrastructure.
  • Regular security updates and patches.
  • Access controls and employee training on privacy practices.

Children’s Privacy

We do not knowingly collect personal information from children under 18 years of age. If you are a parent or guardian and believe that we have collected such data, please contact us using the details provided below, and we will take appropriate steps to delete it.

Your Rights (depending on your location)

In accordance with applicable privacy laws, individuals in certain jurisdictions possess specific rights regarding their personal data:

  • Access: The right to request access to and information about the personal data we hold about you.
  • Rectification: Correcting inaccurate or incomplete personal data.
  • Erasure (Right to be Forgotten): Requesting the deletion of your personal data under specific circumstances.
  • Restriction: Limiting the processing of your personal data in certain situations.
  • Portability: Receiving a copy of your personal data in a structured, commonly used format.
  • Objection: Objecting to the processing of your personal data for legitimate interests.
  • Non-Discrimination: The right not to be subjected to automated decision-making or profiling that significantly affects you.

To exercise these rights or seek further information, please contact our Privacy Team using the details provided below.

Changes to Policy

We reserve the right to update or modify this Privacy Policy at any time. Any significant changes will be posted on this page with an updated effective date. We encourage users to review this policy periodically for the latest information.

Contact Information

For any inquiries, unsubscribe requests, data-related questions, or to exercise your rights under applicable privacy laws, please contact us: